Payment Options

At Melbourne IVF, we want to make fertility treatment as accessible and affordable as possible for all patients. We also offer a range of payment options to ensure that patients who pay by credit card, and have registered their bank details with Medicare, receive their Medicare rebate within 3 to 5 working day following embryo transfer.

For a comparison of the different payment plan options, available review our payment plan timelines here.

Credit Card Debit Authorisation Form


If you choose the ‘no upfront fees’ or 50:50 payment options, you’ll need to return a completed Credit Card Debit Authorisation Form to your Patient Liaison Administrator before you begin your cycle. We don’t charge any fees on top of the credit card payments we process.

‘No upfront’ payment option


This option reduces the amount of time you are out of pocket for treatment. Using a credit card, you pay for treatment at egg collection (up to four weeks after starting treatment for some IVF cycles) and we will lodge your Medicare claim within 48 – 72 hours following embryo transfer.

50:50 payment option


With this payment plan, you can pay 50% of the total cost of the treatment cycle at the start– either on or before day one. The second payment is deducted from your credit card on the day before egg collection. There is no additional administration fee for using this option.
You can only use the 50:50 payment option to pay for treatment cycle fees if you organise payment on or before day one of your menstrual cycle. You cannot pay new patient administration fees or management fees in this way.

Full upfront payment option


If you prefer, you can pay in full for your treatment when you start. This means you pay the full cost of your treatment cycle, and any additional new patient administration fees or management fees, on or before day one of your menstrual cycle.

More information on costs and payments:
>  Medicare rebates
>  Fertility treatment costs
>  Health fund cover for IVF